Imagine a three-digit code that seemingly defines your financial stability, providing information to creditors about your ability to pay credit obligations as well as provide you financial confidence. This mysterious code, your credit score, seems to dictate your financial future. But should it? Is it a good representation of your financial stability? Yes and no. It reflects your payment history, but not your ability to pay in the future or your savings and investments. Provides information to creditors about your ability to pay? Maybe. Provide financial confidence? It shouldn’t. Your confidence should be in how you manage your money and […]